Terms of Service

Effective September 19, 2026

These Terms of Service govern your use of the public CostsFirst website at costsfirst.com. CostsFirst is operated by Turning Point Software (“Turning Point Software,” “we,” “us,” or “our”). By using this website, you agree to these terms.

Website Purpose

This website provides general information about CostsFirst products and services and allows visitors to request additional information or a demonstration.

These terms apply to the public website. Use of the CostsFirst software platform or services may be governed by a separate agreement between Turning Point Software and the applicable customer or organization. If a separate agreement conflicts with these terms regarding the software or services, the separate agreement controls.

Closing Cost Estimates

CostsFirst produces estimates based on available information, assumptions, configured data, and user-provided inputs. Actual charges, taxes, loan balances, prorations, title premiums, recording fees, settlement costs, and seller proceeds may differ.

Estimates are provided for informational purposes only. They are not final settlement statements, closing disclosures, title commitments, legal advice, tax advice, financial advice, or guarantees of actual closing costs or proceeds. Users should verify relevant information with the appropriate title company, settlement provider, lender, government agency, or qualified professional.

Demonstrations and Inquiries

Submitting a demonstration request or contacting us through the website does not create a customer relationship, guarantee service availability, or obligate either party to enter into an agreement.

Acceptable Use

You may not use the website to:

  • Violate applicable law
  • Attempt to gain unauthorized access to the website or related systems
  • Introduce malicious code or interfere with website operation
  • Collect information from the website through unauthorized automated means
  • Misrepresent your identity or affiliation
  • Copy, distribute, or exploit website content in violation of intellectual-property rights

Intellectual Property

The website and its content, including text, graphics, branding, logos, design elements, and software-related materials, are owned by or licensed to Turning Point Software and are protected by applicable intellectual-property laws. No rights are granted except the limited right to access and use the website for its intended purpose.

Third-Party Websites and Services

The website may link to third-party websites or services. Turning Point Software does not control and is not responsible for their content, availability, security, or practices. Accessing third-party services is at your own discretion.

Website Availability

We may modify, suspend, or discontinue any part of the website at any time. We do not guarantee uninterrupted, secure, or error-free access.

Disclaimer of Warranties

The public website and its content are provided “as is” and “as available.” To the fullest extent permitted by law, Turning Point Software disclaims warranties of any kind, whether express, implied, or statutory, including warranties of accuracy, merchantability, fitness for a particular purpose, title, and noninfringement.

Limitation of Liability

To the fullest extent permitted by law, Turning Point Software will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to use of, or inability to use, the public website or reliance on its content.

Nothing in these terms excludes or limits liability that cannot lawfully be excluded or limited.

Changes to These Terms

We may update these Terms of Service periodically. Revised terms will be posted on this page with an updated effective date. Continued use of the website after revised terms are posted constitutes acceptance of those terms.

Governing Law

These terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

Contact Us

Questions about these Terms of Service may be sent to:

contact@turningpointsoftware.com